Seller Financed Homes in Florida, NC & Georgia
Don't need all cash at once? Choose seller financing and receive monthly payments with interest — like a pension from your home. We act as the buyer, you act as the bank.
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You Sell the House. We Pay Monthly.
Seller financing (also known as owner financing or owner carry) is when a property seller finances the purchase for the buyer instead of a traditional bank. We become the buyer, and you become the bank.
Instead of one lump-sum cash payment, you receive monthly payments — principal + interest — over a set term. This gives you a steady passive income stream and often results in receiving more total money than a cash sale.
Seller Financing Example:
- 🏠 Home value: $200,000
- 💵 Cash offer: $170,000 lump sum
- 📅 Seller financing: $200,000 at 6% interest = ~$1,200/month for 25 years
- 💰 Total received: $360,000+ over the term
Who benefits most from seller financing?
Sellers who don't need immediate cash, want passive income, have a free-and-clear property, or want to maximize total return on their home.
Is seller financing safe?
Yes. We create a formal promissory note and deed of trust (or mortgage). You retain a security interest in the property until fully paid. If we ever stop paying, you can foreclose.
What terms are typical?
Terms vary by deal. Typical structures include 5-30 year amortization with a balloon payment, interest-only periods, or fully amortizing notes. We discuss all options with you.
Can I sell a property with an existing mortgage?
In some cases, yes — through a "wrap-around" mortgage or after paying off the existing loan at closing. We evaluate your specific situation.
Seller Financed Homes Available In These Markets
Seller Financing FAQ
Need a More Strategic Exit?
Some properties need more than a simple cash offer. If your situation involves commercial real estate, appreciated property, inherited assets, land, multifamily, partnership issues, nonprofit or community-aligned outcomes, or a structured sale — Strategic Equity Exits may be a better fit for a deeper advisory-style review.
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Before You Decide
Whether you are selling a house, land, commercial property, or exploring seller financing, we can help you review practical paths — nationwide, with a strong Florida focus.